To solve this expression, we need to perform the operations in the correct order:

First, let's simplify the fractions:
13/25 - 31/41 + 12/25 - 10/41 - 0

The denominators are the same, so we can combine the numerators:
(13 - 31 + 12 - 10)/25 - 41/41 - 0

Next, let's simplify the numerator:
(-16 + 2)/25 - 41/41 - 0

Now, let's simplify the fractions:
-14/25 - 1 - 0

Finally, let's combine the terms:
-14/25 - 1 = (-14 - 25)/25 = -39/25

So the final answer is -39/25.