Read the text below and think of the word which best fits each gap. Use only one word in each gap

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A. OPEN CLOZE Read the text below and think of the word which best fits each gap. Use only one word
in each gap.
LEARNING TO MANAGE MONEY
It is generally agreed that education should prepare young people to be responsible and productive members of
the society (1).. ................... which they live. When reformists talk about making education more relevant,
they often focus on the need for work-related skills like computer literacy or careers guidance. But (2)..
young people enter "the big wide world", many may find (3)..
entirely ignorant of an area which they will
: their finances.
probably spend (4) -
hours thinking or worrying (5).
School leavers, whether they go (6) ..
............ to further study or get a job, will suddenly be required
to handle a bank account, tax obligations and offers of credit. Until now, there has been (7)..
or no financial education in schools. It is (8).
when there (9)
wonder that so many young people get into debt,
not enough impartial financial information available.
A recent survey of 15- and 16-year-olds in Britain showed just (10).
is when it comes (11).
the cost (12).
a computer game costs, (13).
electricity. There is clearly (14)
(15)..
unaware the younger generation
living. While most of them knew how much
had any idea of the costs of obligations like rent, heating and
need for practical financial education in schools to equip
next generation for a complex and competitive world.