Adam told me, "I will lend you the money."

=> Adam told me that he would lend me the money.

"I was waiting for the bus when my boyfriend arrived," My sister said.

=> My sister said that she had been waiting for the bus when her boyfriend arrived.

"I'll have a cup of tea with you," Ms. Smith said.

=> Ms. Smith said that she would have a cup of tea with us.

"I always wake up early," He said.

=> He said that he always woke up early.

"I can't drive a car," Tim told me.

=> Tim told me that he couldn’t drive a car.

"I'll send you a postcard," Mary told us.

=> Mary told us that she would send us a postcard.

Linda said to me, "I have done my task already."

=> Linda told me that she had already done her task.

"I am not doing the housework," Jim said.

=> Jim said that he was not doing the housework.

"I saw an accident last month," Percy said.

=> Percy said that he had seen an accident the previous month.

"Marcy had told me everything before you came," Lisa said to Fred.

=> Lisa told Fred that Marcy had told her everything before he came.

"Did you arrive before eight?" My teacher asked me.

=> My teacher asked me if I had arrived before eight.

"We had never been to Paris until last year," Kate and James told us.

=> Kate and James told us that they had never been to Paris until the previous year.