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Have you ever wasted money on something useless?

have you ever wasted money on something useless? giúp mk vs ạ
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Tất nhiên, ai cũng có thể gặp phải tình huống lãng phí tiền bạc vào những thứ không cần thiết. Dưới đây là một số gợi ý để giúp bạn tránh lãng phí tiền bạc:

1. **Lập kế hoạch chi tiêu**: Trước khi mua sắm, hãy lập danh sách những thứ bạn thực sự cần. Điều này giúp bạn tránh mua những món đồ không cần thiết.

2. **Đặt mục tiêu tài chính**: Xác định những mục tiêu tài chính dài hạn và ngắn hạn. Điều này sẽ giúp bạn tập trung vào việc tiết kiệm và đầu tư thay vì tiêu tiền vào những thứ không quan trọng.

3. **So sánh giá cả**: Trước khi mua một món đồ, hãy so sánh giá cả ở nhiều nơi khác nhau để đảm bảo bạn không trả giá quá cao.

4. **Tránh mua sắm theo cảm xúc**: Đôi khi chúng ta mua sắm để giải tỏa căng thẳng hoặc cảm xúc tiêu cực. Hãy tìm cách khác để giải tỏa, chẳng hạn như tập thể dục hoặc nói chuyện với bạn bè.

5. **Kiểm tra lại trước khi thanh toán**: Trước khi thanh toán, hãy kiểm tra lại giỏ hàng của bạn để đảm bảo rằng bạn chỉ mua những thứ thực sự cần thiết.

6. **Học cách từ chối**: Đôi khi, bạn bè hoặc người thân có thể khuyến khích bạn mua những thứ không cần thiết. Hãy học cách từ chối một cách lịch sự.

Nếu bạn đã lãng phí tiền vào một món đồ không cần thiết, hãy xem đó là bài học và rút kinh nghiệm cho lần sau. Chúc bạn quản lý tài chính hiệu quả!
2
1
+5đ tặng
Yes. I've had a time addicted to playing the game, and I spent a lot of money on buying card games. Fortunately, I am banned from my parents

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Gia Bao
03/06 20:53:30
+4đ tặng

First thing, first

Being victim of Scams, frauds has nothing to do with how knowledgeable, intelligent or smart you are. It is a matter of emotional manipulation. I am not saying not knowing basics would be a good idea, maybe your rationality might still realize.

I am not smartest person in the room , but I work for the bank, was pursuing my masters, a brave immigrant who came to US by herself with no money, and never got financoal assistance from family, friends or government. I was able to pay my own masters, I saved that much, with all my hard earned money. But guess what?

There was a time I was having very hard time, moving in and out to different place, stress at work, health issues, and I was alone and lonely. In short, Iwas not at my best. And I gave my hard earned $5200 to the scammer. It happens, I am sharing the amount so that people who are also victim don't feel alone. They are manipulators, it is a skill you need to practice, learn that normal good person doesn'the make effort to learn.

One thing for sure: the hardest part is persuading the vicTim to trust their legitimacy which happens during the first minute of talk or first sentence of email etc. That's why they create an atmosphere of urgency and need for immediate action. Once you start to believe you should act, you don't think and simply follow orders and just act. The amount is irrelevant, they get 1dollar or a million. That's a matter of their skill and situation, basically a bit of luck.

So, dear victims, don't feel ashamed , but LEARN from it. Being victim once , losing 1000 is better than not learning and losing tens of times 100 over lifetime.

I knew I didn't have much experience in life and in US, but still didn't expet myself to fall for scam so badly. That was more than 2 months of my hard earned money. I didn't buy starbucks, pizza. I bought rice, chicken on sale, and saved that way to pay for my education. And trash your own 2 months of hard work, time and effort. But, I moved on

2
1
Thắng đz
03/06 20:53:32
+3đ tặng

have you ever wasted money on something useless? giúp mk vs ạ
=>

4. Yes. I've had a time addicted to playing the game, and I spent a lot of money on buying card games. Fortunately, I am banned from my parents. :((

1
2
Quang Cường
03/06 20:53:33
+2đ tặng

First thing, first

Being victim of Scams, frauds has nothing to do with how knowledgeable, intelligent or smart you are. It is a matter of emotional manipulation. I am not saying not knowing basics would be a good idea, maybe your rationality might still realize.

I am not smartest person in the room , but I work for the bank, was pursuing my masters, a brave immigrant who came to US by herself with no money, and never got financoal assistance from family, friends or government. I was able to pay my own masters, I saved that much, with all my hard earned money. But guess what?

There was a time I was having very hard time, moving in and out to different place, stress at work, health issues, and I was alone and lonely. In short, Iwas not at my best. And I gave my hard earned $5200 to the scammer. It happens, I am sharing the amount so that people who are also victim don't feel alone. They are manipulators, it is a skill you need to practice, learn that normal good person doesn'the make effort to learn.

One thing for sure: the hardest part is persuading the vicTim to trust their legitimacy which happens during the first minute of talk or first sentence of email etc. That's why they create an atmosphere of urgency and need for immediate action. Once you start to believe you should act, you don't think and simply follow orders and just act. The amount is irrelevant, they get 1dollar or a million. That's a matter of their skill and situation, basically a bit of luck.

So, dear victims, don't feel ashamed , but LEARN from it. Being victim once , losing 1000 is better than not learning and losing tens of times 100 over lifetime.

I knew I didn't have much experience in life and in US, but still didn't expet myself to fall for scam so badly. That was more than 2 months of my hard earned money. I didn't buy starbucks, pizza. I bought rice, chicken on sale, and saved that way to pay for my education. And trash your own 2 months of hard work, time and effort. But, I moved on

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